If just about everything seems more expensive than it was a few years ago, you’re not wrong. Average consumer prices in the U.S. have increased 22.5% since 2020, according to the Bureau of Labor Statistics, which means that your dollar doesn’t go quite as far as it used to.
With gas, groceries and other essentials at record highs, smart budgeting is more important than ever. If you’re a T-Mobile member, you’re already getting a great deal with CNET’s best value mobile carrier. When you sign up for the T-Mobile Visa credit card, you’ll see even bigger savings across the board, with rewards that never expire [1], Autopay discounts on your monthly bill (2) and exclusive cardholder deals on dining, travel and more.
Key takeaways on the T-Mobile Visa credit card
Visa is a registered trademark of Visa International Service Association.
- Earn 2% in rewards on every purchase, every day (3) and 5% in rewards on qualifying T-Mobile purchases [4]
- Rewards never expire [1] and can be stacked for future phone upgrades
- With T-Mobile Autopay, you’ll save $5 per line on your monthly T-Mobile wireless bill [2]
Here’s how the T-Mobile Visa card gives you even more rewards in your monthly budget.
Score 5% in rewards on phones, accessories and more at T-Mobile
Getting a new phone can be expensive, but thanks to the T-Mobile Visa card, it doesn’t have to be: You’ll earn 5% in rewards on qualifying T-Mobile purchases like smartphones and accessories. [4] It’s easy to track and redeem your rewards in the T-Life app. Use them as you earn to make your monthly wireless bill even lower, or stack your rewards to get an unbeatable deal on your next upgrade.
Earn 2% everywhere with rewards that never expire
There’s only so much you can do to lower your monthly bills, but with the T-Mobile Visa card, every purchase you make earns rewards. Earn 2% in rewards on every purchase wherever Visa is accepted [3], from the grocery store to the gas pump to your favorite restaurants, clothing stores and online retailers. Best of all, your rewards will never expire [1] over the life of your T-Mobile Visa account, giving you the flexibility to use them as you need them or save them up for a splurge.
Save $5 per line each month with T-Mobile AutoPay
Optimizing your budget means putting every dollar to work, and with T-Mobile, you’ll get $5 extra to work with each month. Simply set up Autopay on an eligible plan with your T-Mobile Visa credit card. The discount applies to up to eight lines on your account, so everyone in your household can take advantage of the savings.
What other perks does the T-Mobile Visa card come with?
The T-Mobile Visa isn’t just about maximizing rewards, freedom and flexibility in your monthly budget. Cardholders receive exclusive access to T-Mobile member deals on dining, travel and more. You can save up to 50% on hotels when you book through T-Mobile Travel and boost your cash back rewards to 6% at participating restaurants when you link your card with T-Mobile Dining Rewards.
Here’s a breakdown of all the ways you can earn more and get more with the T-Mobile Visa credit card:
Switch to the T-Mobile Visa today and maximize your monthly budget by earning 5% on your next device and 2% in rewards on purchases. [3,4]
The T-Mobile Visa credit card offers 5% in rewards on qualifying T-Mobile purchases, 2% rewards on all other net purchases everywhere Visa is accepted and a $5 per line monthly credit for up to eight lines when you sign up for Autopay using the card.
Active T-Mobile consumer postpaid wireless customers with at least one active line on an eligible smartphone plans living in the U.S., Puerto Rico or military locations can apply for the T-Mobile Visa credit card.
No. Rewards do not expire for the life of the T-Mobile Visa account.
Yes. Redeem your rewards toward a new phone, device, accessory, or your T-Mobile bill. Additional exclusions may apply.
Eligible T-Mobile Visa cardholders can receive $5 off per line each month for up to eight lines when using the card for Autopay.
Earn 2% in rewards on every purchase anywhere Visa is accepted, including on your T-Mobile wireless bill.
Yes. T-Mobile Visa cardholders also receive deals on dining, travel and more.
Visa is a registered trademark of Visa International Services Association.
To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com.
You must also reside within the 50 United States, Washington D.C., Puerto Rico, or a U.S. military location. T-Mobile For Business (including micro-TFB and sole proprietor), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.
Rewards do not expire for the life of the T-Mobile Visa account.
Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faqs.
T-Mobile Visa cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.
T-Mobile Visa cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets.
When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details.
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