Your internet can feel fast one day and frustrating the next, even when the plan on paper looks the same. Xfinity and AT&T often advertise similar speeds, but the experience and what you pay over time can differ more than you expect. 

This guide looks past the promotional offers to explain how connection type, reliability and long-term pricing affect your experience. Keep reading to see which internet provider best fits how you work, stream and use the internet at home. 

Xfinity Internet

Like


  • Low upfront pricing

  • Long-term price guarantee

  • Faster than AT&T non-fiber like 5G Internet Air or DSL

  • Attractive bundling perks and incentives

Don’t like


  • Asymmetrical speeds

  • Coaxial cable isn’t as fast as fiber

  • Data cap on some plans

  • Likely price increase without the guarantee

AT&T logo on a phone

AT&T Internet

Like


  • Fiber-optic is the superior technology with reliability and speed

  • Symmetrical speeds with fiber

  • Unlimited data

  • Transparent and stable pricing

Don’t like


  • Higher upfront costs

  • Fiber not available everywhere

  • Non-fiber alternatives are slow

Fiber optic: Fiber internet uses light instead of electricity to move data at faster speeds and more reliably.

Direct-to-home: When a dedicated cable runs straight from the internet provider to your home without sharing a connection with neighbors. 

Cable: Cable internet uses the same coaxial lines as cable television, which can deliver fast download speeds but have slower upload speeds than fiber. 

Hybrid fiber-coaxial (HFC): This setup keeps costs lower by using fiber lines to reach your neighborhood, then switching to cable lines to reach your home.

Upload speeds: Upload speeds tell you how fast you can send things online, like video calls, photos or files. 

Download speeds: Download speeds show you how fast you can load things from the internet, like streaming platforms, websites or apps. 

Symmetrical speeds: This means your upload and download speeds are the same. 

Asymmetrical speeds: This means your download speed is faster than your upload speed. 

Dedicated line: A dedicated line means your internet connection isn’t shared with neighbors, so speeds stay steady even during busy times. 

Shared connection: This means you split internet bandwidth with nearby users. 

Data cap: A data cap is a monthly limit on how much internet you can use before your provider charges extra or slows speeds. 

Overages: These are extra fees you pay if you go over your monthly data limit. 

Low latency: This means less delay between what you do online and when it happens on screen, making gaming and video calls smoother. 

Digital Subscriber Line: DSL is a type of broadband internet connection that runs through phone lines and is usually slower than cable or fiber, especially the farther you live from the provider’s equipment. 

Megabits per second: Mbps is how internet speed is measured, with higher numbers meaning faster downloads and uploads. 

Gigabit: Gig internet delivers speeds of 1,000Mbps or higher.

Terabyte: A terabyte (TB) is a unit of measurement equal to 1,000GB. Some internet providers impose monthly data caps of 1TB or more. 

Xfinity vs AT&T: Internet connection types offered

Xfinity and AT&T both offer a wide range of internet plans, but the biggest difference is how the internet is delivered and how fast it performs. AT&T offers fiber internet in 21 states with download and upload speeds up to 5Gbps. Fiber is the quickest and most reliable type of home internet you can get. Its symmetrical speeds mean fewer delays since uploads are just as fast as downloads. Choosing a fiber setup is a strong option for working from home, video calls, heavy streaming and using multiple devices at once.

Xfinity also offers fiber internet, but 100% fiber options are only available in a handful of US cities. Xfinity Internet mostly uses hybrid fiber-coaxial, which relies on cable lines for the final connection to your home. This setup prioritizes fast download speeds and wider availability, but upload speeds are significantly lower. That gap can lead to more lagging, buffering or reduced video call quality, especially during busy hours or in larger households. But not all consumers need that much speed and may not notice the difference. 

The following table breaks down the differences in connection types and speed options. 

Feature

AT&T Internet

Xfinity Internet

Connection types offered 

Fiber-Optic, 5G home internet, DSL

Cable, or hybrid fiber-coaxial 

Download speeds

300Mbps-5Gbps (Fiber)

90Mbps-300Mbps (5G)

50Mbps-10Gbps

Upload speeds

300Mbps-5Gbps (Fiber) 

8-30Mbps (5G)

10Mbps-2Gbps 

Xfinity vs AT&T: Comparing speeds and pricing

You can choose from a variety of internet speeds depending on the connection type offered at your address. Both providers typically show introductory or discounted rates at first glance. You can understand the true price by looking into the broadband facts label, which is like a nutrition label for internet plans. 

AT&T makes it simple to view its broadband facts label, while Xfinity requires choosing a plan before you can see its facts label. Both providers offer a $10 per month discount when you enroll in AutoPay and paperless billing. 

How long the introductory pricing lasts also differs between providers. As of January 2026, Xfinity offers a five-year price guarantee on some plans, but you’ll pay a little more than you would with plans that increase after a year. That means you lock in your rate for 60 months without signing an annual contract. After those five years end, your monthly price increases to the typical rate based on which plan you choose. 

AT&T also uses discounts, and prices don’t automatically increase after a certain period.

The rates listed in the following table are accurate as of Jan. 12, 2026. The exact pricing, plans and serviceability depend on your location and address. To see if Xfinity or AT&T is available at your address, you can check here.  

Speed tier

AT&T monthly price

Xfinity monthly price 

100Mbps

$45 Fiber-optic

$60 5G Internet Air

$30 hybrid fiber-coaxial

500Mbps

$65 Fiber-optic

$45 hybrid fiber-coaxial

1Gbps

$80 Fiber-optic

$50 hybrid fiber-coaxial

2Gbps

$125 Fiber-optic

$70 hybrid fiber-coaxial

5Gbps 

$155 Fiber-optic

Not available 

Note: Xfinity prices often include discounts and a long-term price guarantee, but your monthly rate can increase after 12 months without a price guarantee. 

Xfinity Cable vs AT&T Fiber: Data caps, contracts and hidden fees

These two providers offer inclusive and transparent pricing and allow you to view the broadband nutrition labels, so to speak, before purchasing a plan. Both AT&T and Xfinity offer no contracts or overage charges and the monthly price includes required equipment like a router. That said, Xfinity imposes a 1.2TB data cap on some plans, and equipment fees may kick in after one year. 

Another difference to look out for is how each provider handles setup. Xfinity may charge a one-time installation fee for professional installation or extra help getting set up. AT&T Fiber often shows no installation fee on the broadband facts label, but a technician fee may still apply if you request installation help, repairs or service visits. 

The table below breaks down how Xfinity and AT&T compare for data caps and extra fees. 

Detail

AT&T (fiber plans)

Xfinity (cable plans)

Data cap

Unlimited (all tiers)

Unlimited, 1.25TB on some plans

Contracts

No contracts

No contracts

Equipment fee

$0 monthly equipment fee. 

Wi-Fi gateway is included in the plan price. 

Non-return fees only apply if equipment is not returned after cancellation ($150 for the gateway; $65 per Wi-Fi extender). 

Wi-Fi extenders are optional and typically included on 2-gig and 5-gig plans. 

$0 equipment fee, $15 per month after one year on some plans

Overages

None

None

Xfinity vs AT&T: Customer satisfaction and reliability

Reliability

Reliable internet comes down to the type of connection rather than the brand name. Fiber internet from AT&T is more consistent and runs at faster speeds that aren’t as impacted by bad weather or busy time periods. Cable internet from Xfinity can offer fast download speeds, but performance slows when many people in the neighborhood are online at the same time or during storms. 

Customer service

AT&T scores a few points higher than Xfinity for customer satisfaction, according to the 2025 Internet Service Providers report by the American Customer Satisfaction Index. This report displays customer experience such as website satisfaction, ease of understanding bills, service reliability, call center satisfaction and more. 

  • For fiber services, AT&T topped the list with a 78, while Xfinity earned a 75. 
  • For non-fiber services, AT&T scored a 70, right above Xfinity at a 69. 

This report shows the two providers are relatively close in overall satisfaction. Both companies offer multiple ways to get help, such as by phone or online chat.

Xfinity vs AT&T: Bundling and other perks 

Bundling your internet and mobile plans with the same provider can help you save on monthly bills. However, your true savings depend on how long you keep the bundle and if you’re comfortable managing price increases after the promotional period ends. 

AT&T

  • AT&T offers phone and internet bundle options as low as $32 per month when you sign up for AutoPay. This price lasts for a 12-month introductory period, then the price increases by at least $10 per month. 
  • AT&T incentivizes a 2-gig or 5-gig bundle by offering a $200 reward card when you redeem after signing up.
  • If you’re aged 55 or older, you can bundle two lines of unlimited mobile and internet for $99 per month. 

Xfinity

Xfinity’s bundles are built around upfront savings and flexibility, but come with conditions. 

  • Xfinity Mobile pricing is only available if you keep Xfinity internet. However, you can save on your first year of mobile with the 300Mbps to 1.2-gig plans, which include one year of mobile service. 
  • After the first year, the line bills at the standard $40 monthly rate unless you cancel it.
  • Xfinity internet plans also include Peacock Premium for two years on the 1-gig and 1.2-gig plans when the account is activated within 90 days.

Xfinity vs AT&T: The showdown

Choose AT&T if:

  • Fiber is available at your address because it delivers a more reliable experience with the fastest speeds. 
  • You frequently work from home, video conference or game online and want consistent service with less latency. 
  • You care about performance more than the lowest starting price. 

Choose Xfinity if:

  • AT&T Fiber is unavailable because Xfinity cable is much faster and more reliable than AT&T’s DSL or 5G Internet Air options.  
  • You’re focused on low upfront pricing and want to take advantage of the five-year price guarantee. 
  • You want to try out an Xfinity mobile plan, since it’s included free for the first year on select internet plans.  



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